Most studio apartments and quarters do not have closets and this can be a source of headache. You spend sleepless nights wondering where to drape your treasured clothes or where to stash your bedding and other paraphernalia. Thankfully, not all is lost because with a few tips, you can create your own storage area that will hold all your treasured shoes and clothes. As much as these substitutes can never match up to have a real closet, they do make life easier. Here are some of them:

1. Clothes rack

These are easily available in furniture stores near you and they are they are catching up in most studio apartments that do not have a closet. 

Say you have finally landed on a house you really fancy and you would very much like to place an offer and close the deal as soon as possible – before some other buyer comes along wanting to buy it. How sure are you that this is the place you would want to call home? You might have gone through all the other necessary processes, including carrying out home inspection and everything on your home buying guide checklist has been ticked off.

The ultimate home buying guide though, will very much depend on who your neighbors are and the general atmosphere of that said home at various times of the day. Normally, houses are viewed during the day; but this may not be enough because the “noisemakers” may not come around until much later in the evening or even at night.

This is why it is absolutely important that you view the house at different times of the day just to get a general feel of the surrounding atmosphere. The daytime will give you a chance to see the actual house and spot any flaws; but when it comes to your neighbors and the neighborhood, you can best judge it during after-work hours.

It is common and rather obvious knowledge that the listing agent works for the seller and he/she is not entirely on your team. Why? Because while you may be looking to get your dream house at the lowest price, the seller will always be looking to make a killing from selling his/her house and listing agent is hired for this sole purpose to ensure the seller gets a good deal out of the house. 

There are buyers who will prefer working with the listing agent because this way they do not have to hire and pay their own real estate agents. While this may make sense on some level, it could also work against you because you will not have your own representative to speak up in your favor during negotiations.

Besides this, the listing agent signed a contract with the seller and not with you. Meaning, he/she is bound to the seller and not to you and so any information you share with him might very well be used to your disadvantage during the selling/buying process. 

The minute you decide to buy an investment property, you need more than just finances. Usually, first time investors have a difficult time determining good investment property from the not so good property. A good investment property is bound to give you better returns and give you the value for your money. 

Here are some of the factors that should guide you when looking for a good property to invest in:

1. The Neighborhood

When you think of buying investment property, the first thing that comes to mind is the finances. Therefore, the only ideal option is how to save money but the pertinent question remains, how do you go about saving money in order to afford investment property? Do you cut on utilities, food and other miscellaneous spending? While this is a viable option, it may take you a long time and it might not really work in the end. 

Know the fundamental expenses such as purchase total and the loan limit as well as the total cost (insurance and taxes) of the investment property that you intend to buy. Ask yourself why you want to buy the investment property. 

Most people want to invest in property in order to make some steady cashflow, to be self-employed and probably have a better retirement package.