Anna Woodward is a professional writer and a business person. She is an official blogger of Ostanding blog. She has had a passion for the written word and vast knowledge on various topics. One thing led to another, which has brought her to where she is today: a full-time writer!

How Contents Insurance Works

How Contents Insurance Works

The contents insurance cover does not just cover the physical structure but also extras such as damages by theft, by fire and so on. This one covers the furnishings in the house. If you have fridges, TVs, other electronics, heirlooms and so on, you will need to get this cover, irrespective of whether you are a tenant or a landlord. In addition, contents insurance covers fire, earthquakes and lightning as well as flood damages, water leakage and storm. 

Guide to Finding the Right Contents Insurance Policy

It makes a lot of sense to insure the contents of your home. Contents insurance - unlike buildings insurance - isn't compulsory, but most of us would struggle to replace our precious possessions if they were stolen or damaged by fire or a flood.

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Don’t Make These Mistakes When Going For Landlords Property Insurance

Don’t Make These Mistakes When Going For Landlords Property Insurance

Becoming a landlord comes with various benefits. What is there not to love about having a source of income every end of the month and having someone else furnish your mortgage? The good thing is that the insurance industry has amazing products for the landlords. While investing in property is a sure way of having a guaranteed income, many people make mistakes when they go to buy landlords property insurance. 

Here are some of them: 

Mistake 1:  Failure to make disclosures to tenants

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How to Understand the Homeowners Insurance Policy

How to Understand the Homeowners Insurance Policy

As a homeowner, you must understand the importance of insuring your property. This will wipe off the fear of sinking into a loss should disasters such as floods, storms, fire, hurricanes and other forms of accidents take place. 

What does a good homeowners insurance cover contain?

While some homeowners’ insurance policies come easy and cheap, property owners need to approach such policies with caution. Most of the cheap policies have turned out to be costlier at the end of the day. 

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Here Are The Reasons Why You Need Home Warranty

Here Are The Reasons Why You Need Home Warranty

Home warranty takes care of appliance and system repairs. This means that the homeowner will not have to pay for the repairs and/or replacement if the items are covered in the warranty. A homeowner who wishes to get home warranty will be required to pay a premium on an annual basis. This premium covers plumbing, home appliances and electrical repairs. Here is why every property owner should get a home warranty:

• Peace of mind

If you do wish to buy a home warranty but are not sure of the estimate, get professional assistance from your realtor. This can give you peace of mind as it shields you from financial constraints that come with expensive repairs. 

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Tips for Home Warranty for Rental Properties

Tips for Home Warranty for Rental Properties

While some property owners weigh their options trying to decipher the importance of getting a home warranty, many of them are now realizing that home warranty is a necessity rather than an option. 

If you weigh your options between allowing a warranty provider to take care of repairs or replacements and doing it yourself, you will realize the importance of home warranty. Getting a competent technician is quite a hassle but with a warranty company, you should not have to worry. They will take care of that, not only get a qualified technician but pay for the repairs, or replacement of appliances as well. 

Here are the tips every property owner should put in mind when looking for a home warranty:

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At Home and Social, we want to provide useful information to readers in order to improve their overall home experience. Featuring topics including furnishing ideas, home security, DIY helpful tips, home upkeep, and interior design among others. Our mission is to be the best website...